Start by preheating oven to 325 and then mix together all of your wet pumpkin loaf ingredients in a large mixing bowl
Then add in sugars to the wet mixture, mix until creamy
Place a sifter on top of bowl and add all dry ingredients
Sift into wet mixture then fold in to combine
Now for the cream cheese filling, start by whipping the cream cheese
Then add in the rest of the ingredients and mix until smooth
In a large greased load pan, pour half of the pumpkin batter then the cream cheese filing, then top with the rest of the pumpkin batter
Using a knife, swirl through the entire loaf to blend in the cream cheese filling
Pop into the oven and set timer for 50 minutes. Check and then bake for 10-15 more minutes. (done when you can stick a knife or toothpick in and pull out clean)
Let sit for a good 30 minutes before trying to slice. Then enjoy!